Not compliant
Stanbic IBTC does not pass Shariah screening under the AAOIFI Standard.
NGX: STANBIC · Financial services · Screened 2 Sept 2026
Stanbic IBTC Holdings Plc was incorporated on 14 March 2012 as the holding company for the Stanbic IBTC Group . It is a subsidiary of Stanbic Africa Holdings Limited, which is part of the Standard Bank Group of South Africa. Standard Bank Group holds a 67.55% stake in Stanbic IBTC Holdings .
It has ten direct subsidiaries: Stanbic IBTC Bank Limited, Stanbic IBTC Pension Managers Limited, Stanbic IBTC Asset Management Limited, Stanbic IBTC Capital Limited, Stanbic IBTC Insurance Limited, Stanbic IBTC Stockbrokers Limited, Stanbic IBTC Ventures Limited, Stanbic IBTC Insurance Brokers Limited, Stanbic IBTC Trustees Limited and Zest Payments Limited, plus one indirect subsidiary, Stanbic IBTC Nominees Limited . Core activities span commercial banking, asset management, pensions, insurance, stockbroking, financial advisory and investment banking, serving small and medium enterprises, national corporates, high net worth individuals and retail customers.
For the year ended 31 December 2025, the group recorded revenue of N895.7 billion and profit before tax of N551.76 billion, up 82% from N303.8 billion in 2024 . Profit after tax rose 69% to N380.8 billion . Net interest income increased 43% to N585 billion, while non-interest revenue climbed 31% to N310.7 billion, driven by a 38% increase in fees and commissions . Total assets expanded to N8.62 trillion, up 25%, with customer deposits growing 45% to N4.37 trillion and equity rising 68% to N1.12 trillion . Return on equity improved to 42.4%, and the cost-to-income ratio improved to 36.8% . The board proposed a final dividend of N4 per share, totaling N63.61 billion . Fitch Ratings reaffirmed the group's 'AAA(nga)' rating with a stable outlook in 2025 .
Reported across commercial banking, asset management and pensions, and insurance and other financial services.
No. As of 2 September 2026, Stanbic IBTC (STANBIC) does not pass Shariah screening under the AAOIFI Standard.
Qistal re-screens every NGX ticker when new audited or interim accounts are filed. This page always shows the date of the most recent screen.
Yes. Compliance drifts as a company borrows, raises cash, or changes its business mix, so a verdict describes a moment rather than a permanent status.