Is Wema Bank (WEMABANK) halal?

Not compliant

Wema Bank does not pass Shariah screening under the AAOIFI Standard.

NGX: WEMABANK · Financial services · Screened 12 Aug 2026

What Wema Bank does

Wema Bank Plc operates what it describes as a phygital banking model, combining a branch network of more than 155 offices across 24 states with digital channels, serving over 5 million customers. The bank focuses on Corporate, Commercial and Retail banking. Its digital franchise ALAT, launched as Africa's first fully digital bank, has processed over N31.9 trillion and is the bank's principal growth engine. Gross earnings rose 52.79% to N660.59 billion in FY2025 with profit after tax of N194.46 billion, total assets of N5.07 trillion and total deposits of N3.29 trillion. The year included completion of a major capital raise under the bank's Top Tier in Three transformation strategy.

Where the revenue comes from

Corporate, Commercial and Retail banking, with ALAT as the digital channel across them.

Questions about WEMABANK

Is Wema Bank halal to invest in?

No. As of 12 August 2026, Wema Bank (WEMABANK) does not pass Shariah screening under the AAOIFI Standard.

How often is this verdict updated?

Qistal re-screens every NGX ticker when new audited or interim accounts are filed. This page always shows the date of the most recent screen.

Can this verdict change?

Yes. Compliance drifts as a company borrows, raises cash, or changes its business mix, so a verdict describes a moment rather than a permanent status.

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